Email your lawmakers NOW to support HB 677 & SB 402!

Dear REALTOR®, 

We need your help! 

The time is now to protect Virginia homeowners from unfair insurance practices and predatory roofing tactics that threaten housing stability and affordability. Homeowners across the Commonwealth are facing insurance cancellations, nonrenewals, or premium increases based solely on roof age—often even when a roof is safe and functional. 

House Bill 677 and Senate Bill 402 are before the General Assembly, and they deliver commonsense protections by ensuring insurance decisions are based on actual roof condition—not arbitrary age thresholds—while also curbing deceptive and high‑pressure roofing practices that often follow severe weather events. 

HB 677/SB 402 prevent insurers from unfairly canceling or increasing coverage based solely on roof age, allows independent inspections for older roofs, and keeps control of insurance claims in the hands of homeowners—not contractors. These reforms help prevent unnecessary $10,000–$20,000 roof replacements, stabilize insurance coverage, and protect housing affordability. 

IMPORTANT: When you take action, you’ll see a box labeled “Personal Message.” This is your opportunity to make your outreach even more powerful. We strongly encourage you to briefly share a personal story or real-world example of how roof-related insurance issues have affected you, your clients, or transactions in your market. Legislators pay close attention to these firsthand experiences.

ACT NOW to urge your lawmakers to support HB 677 & SB 402 and stand up for fair insurance practices, consumer protections, and homeowner stability in Virginia!